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Friday, March 02, 2007

More insurance blues...

Okay, after my post on insurance blues and their resolution, I realized I spoke once too soon. My motorbike's insurance lapses in 10 days time. Now, I am back to the same point. Hopefully and from what I hear, renewing a motor insurance is a far easier task than buying term insurance cover.

Insurance thingy resolved

After all the insurance blues, I finally decided to go the safe way - I signed up for a simple term cover with LIC. A 25 lacs cover over the next 25 years is costing me about 3350 per half year or about Rs. 6700 a year. The only problem is that LIC does not allow me to add a Accident rider or a Critical Illness rider. But all said and done, it seemed a decent deal. Anyway, over the last 50 years, people tend to trust LIC more than anything else.

Insurance blues..

I was recently dealing with a bank on home loans and I found that they have a policy of making it compulsory for home loans customers to get insured as much as the property value. If you have insurance, great, if not, buy new and as always, they have a collaboration with a Insurance company, just in case you need them. I think its neat. Normally, such partnerships end up being forced upon you, but these guys seemed least interested in forcing it upon me.

Anyway, I got down to buying some basic insurance. Why, its a pain to do so. The insurance agents apparently seem least interested in selling basic cover, but more interested in selling ULIPs to you. I checked out some information from my favorite finance site - Rediff.com and bookmarked a bunch of those. Check the insurance links. Feel free to use them is you plan to buy insurance anytime.

At the moment, I am still underinformed to blog about my experience on this front, so will update when I will close out a deal.

BSNl gets me blogging again

I know I have not been blogging for the past 3 months. Been very busy with work all these days. Plus I managed to have a holiday to New Delhi around the New Year time. More in that in a separate blog.

Recently, I got a BSNL broadband connection and thus I am finding some internet time during the mornings and evenings. Thought I will spend some time blogging...

Promise to blog more...

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